Many of us lead a life of going to work just so we can pay the many bills that we have accumulated over the years. These bills need to be paid on time and they need to be paid on a regular basis and so this puts a lot of pressure on families all across the country. It seems no matter how hard you work and for how long because the bills never stop coming and so you have to be earning all the time. It can be difficult spending time stopping at each individual store so that you can pay their bill and it would be somewhat easier if there was another way that was quicker and more convenient.
This is why everyone is turning away from cash in hand and moving towards other alternative methods of payment like cash cards. For those of you who think that direct debit is the best answer, what about when the debt is paid in full and then you have to go into the bank to cancel the direct debit mandate. It can take up most of your morning and there is so much paperwork has to be filled in. The easier alternative would be to use a cash card instead of using a credit card all the time, because of the many fees and interest rates that you will have to pay.
The best way to pay your bills is to apply for a cash card online and then you don’t have to worry about having to have cash in your wallet or purse so that you can pay your bills. A cash card is so much more convenient and making cashless transactions is definitely the future. There are so many other benefits of having a cash card on your position and here are just a few of them.
– There are no interest charges – Unlike your credit card which you use for too often, there are no interest charges when using your cash card because you were spending money that you already have in your account. This means that you can only spend what you have and no more. That’s a terrible thing about a credit card because it will allow you to spend and spend and before you know it, you’ve racked up serious bills that you might not be able to pay for. There are many rules about credit cards that you need to be aware of, but not so with a cash card.
– You avoid transaction fees – When using a credit card, many stores throughout Thailand will want to charge you an additional transaction fee on top of the price that you are already paying. The credit card company charges then this fee and so they want to pass it on to you. If you are making a purchase online, then the seller might want you to pay in their local currency and so you could end up paying foreign transaction fee as well. If you shop around, you should be able to find a cash card that is none of these extra fees attached. You can find the figures for oversea transactions here when people use their cards.
– You keep control of your spending – This is probably the most important reason why you should opt for a cash card and not a credit card. It helps you to keep control of your spending because you can only spend what is in your account and no more. Credit cards give you free rein up to the maximum that is on your card and in many cases, this can be 12 month’s salary are more. If you put your cash card into an ATM or you hand over to a seller and your informed that there is no money in your account, it may be a little embarrassing but at least you know that you have definitely reached your limit.
These are only three of the reasons why you should apply for a cash card online today and there are many more. When it comes to security, they are incredibly secure and you will have definite peace of mind knowing that any money that is spent will be done by yourself.